Haven Mercer is a financial services company that is standardizing a new pathway for internal ownership transitions of founder and family-owned businesses in the US. Our Managed Credit Ownership Transition (MCOT) framework institutionalizes installment sale ownership transitions through underwriting, servicing, active credit management, and long-term stewardship. With our approach, we are transforming installment sales/seller finance into an institutional-grade financial asset and the option of first resort for internal ownership transitions.